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Frequently Asked
Questions
We know that financial planning isn’t something you dive into lightly. You’ve worked hard, you’re doing your research, and you want to make informed decisions. This page covers the questions we’re most often asked by women who are proactive about their future and serious about getting it right.
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If your question isn’t answered here, we’re just a clarity call away.
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How much does it cost to work with Lush Wealth?Our fees are fixed fee-for-service and are quoted during your free 15-minute clarity call, once we understand your goals and the scope of support you need. You’ll always know what you’re paying for—no hidden costs, no guesswork. We’re not the cheapest option out there. Lush Wealth is built for women who value quality, clarity, and long-term results. We’ve been around since 2008, and we’re not going anywhere. Our national awards and client outcomes reflect our commitment to professionalism, personalised advice, and real impact. If you’re looking for strategic guidance, not sales pitches—and a financial partner who respects your time and ambition—you’re in the right place
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I don’t have time to sort out my finances—can you just take care of it for me?100%. We work with busy women all the time who are juggling careers, families, and full calendars—and the last thing you want is another online course or DIY task. We take the pressure off by doing the heavy lifting for you. That means clear advice, a done-for-you strategy, and ongoing support—without the overwhelm. You stay in control, but we handle the details. Think of us as your financial partner in the background, quietly making sure things are running smoothly while you get on with living your life.
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Do I really need a financial planner?If you’ve ever wondered whether you're making the most of your money, you're not alone. Financial planning isn’t just for the ultra-wealthy—it’s for anyone who wants to feel clear, confident, and in control of their financial life. Studies consistently show that people who get financial advice are better off—not just financially, but emotionally too. They feel more secure, make smarter decisions, and are more likely to reach their goals. Whether you're earning well, navigating a life change, or just want to know you're on the right track, we're here to help. We don’t just crunch numbers—we help you align your money with the life you actually want. So do you need a financial planner? Maybe not. But could your future self thank you for having one? Absolutely.
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I feel embarrassed that I don’t know more about money. Will I feel out of my depth?Not at Lush Wealth. We’ve created a space where questions are welcome and your knowledge is never judged. Our job is to make money stuff feel clear, not complicated. You’ll leave feeling confident—not confused.
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Do you only work with women?We welcome all. While our passion is empowering women, we absolutely work with men who value our approach—or who want their partner to feel comfortable and truly heard in the financial planning process. Whether you're planning solo, as a couple, or as a family, you're welcome here.
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Is it too early (or too late) to start financial planning?It's never the wrong time. Whether you’re climbing the corporate ladder, changing careers, managing family responsibilities, or eyeing retirement, there’s always something we can do to make your money work better for you.
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What’s the difference between a Financial Planner and a Financial Adviser (or Advisor)?The short answer? Nothing. They’re just different names for a professional who is licenced to provide financial advice. Now, sometimes people like to use fancy titles like Wealth Advisor or Wealth Consultant to sound extra impressive. But ask yourself: Why? Is it because they really have something special to offer, or just trying to jazz up their business card? One very important thing: Make sure your adviser is a Certified Financial Planner (CFP®) , is degree qualified and holds a valid license to provide financial advice. You can check this for free on the ASIC website here. That way, you know you’re dealing with a qualified professional who meets high professional, legislative and ethical standards—not just a fancy name.
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